Protect yourself with GAP insurance
What is GAP Insurance?
On average a car will lose 50% of its original value in 3 years and will continue to depreciate over time.
If your car is written off or stolen your comprehensive motor insurer will only give you a settlement for the vehicle’s market value – its depreciated value – leaving you out-of-pocket.
Mind the GAP! Avoid a potential shortfall...
Owned outright or on finance, get a 5-Star GAP Insurance quote for your vehicle in seconds.
Case study
I was very excited to get my first car soon after passing my driving test and after much research I bought a new Ford Fiesta on hire purchase. For those unsure as to what hire purchase is, you hire the car over the period of the contract, with the option to purchase the car at the end…
The different types of GAP Insurance...
Back to Invoice Plus – Pays the difference between your motor insurer’s settlement and the original vehicle invoice price.
Vehicle Replacement Plus – Pays the difference between your motor insurer’s settlement and the cost of replacing your vehicle new for old or with one of a similar age as the original.
Back to Invoice Plus – Pays the difference between your motor insurer’s settlement and the original vehicle invoice price or the outstanding finance balance, whichever is higher at the time of the incident.
Vehicle Replacement Plus – Pays the difference between your motor insurer’s settlement and the cost of replacing your vehicle new for old or with one of a similar age as the original or the outstanding finance balance, whichever is higher at the time of the incident.
Contract Hire Plus – Covers up 100% of the outstanding rentals on a lease or contract hire vehicle as well as any difference in residual value.
Agreed Value – Pays the difference between your motor insurer’s settlement and the Glass’s Guide Retail Value of your car at the time the policy is purchased.
Why FirstCar Associates with ALA Insurance
FSCS Protected Underwriters
All policies have protection under the Financial Services Compensation Scheme (FSCS)
5 Star Rated GAP Insurance
Independently reviewed as a 5-star GAP Insurance policy since 2014 by Defaqto
Best Price Guarantee
Find a comparable GAP policy online for less and ALA will match the price
ALA is a trusted GAP Insurance provider with 5 Star Trustpilot and Defaqto ratings...
ALA Insurance rates:
Excellent 4.9 out of 5 based on 9,469 reviews
Great value for money GAP insurance
Great value for money GAP insurance, although fortunately I have never had to claim yet, but piece of mind.
